Terms of Service

1. Overview

These Terms of Service ("Terms") govern your access to and use of KomKom's digital payment platform and related services. By accessing or using our platform, you agree to be bound by these Terms.

This document outlines the legal relationship between KomKom and its users, establishing rights, obligations, and expectations for all parties involved.

2. Key Definitions

For the purposes of these Terms, the following definitions apply:

• "Platform" refers to the KomKom website, mobile applications, and all related services.
• "Services" includes all features and functionalities provided by KomKom.
• "User" means any individual or entity using our platform.
• "USDC" refers to USD Coin, a stablecoin pegged to the US Dollar.
• "Digital Assets" includes cryptocurrencies and stablecoins held on the platform.

3. Platform Services

KomKom provides digital payment and currency conversion services. Content continues...

(Expand this section with the full service descriptions, limits, supported countries, partner integrations, and any feature-specific terms as needed.)

4. User Responsibilities

Users must comply with applicable laws and these Terms. Typical responsibilities include:

• Keeping account credentials secure
• Providing accurate information during registration
• Not using the platform for unlawful activities
• Reviewing fees and confirmations before transactions

(Add any product-specific obligations, transaction limits, or KYC requirements here.)

5. Intellectual Property

All content, branding, trademarks, and software on the Platform are the property of KomKom or our licensors. You may not reproduce, distribute, or create derivative works without express permission.

(Add clauses about user-generated content, license grants, DMCA/contact details, and trademark usage if necessary.)

6. Dispute Resolution

Any dispute arising under these Terms will be resolved through negotiation in good faith. If unresolved, disputes may proceed to mediation or arbitration as set out in this section.

(Add arbitration rules, jurisdiction, small-claims carve-outs, and class action waivers as desired.)

7. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict of law principles. You agree to submit to the jurisdiction of the courts in Lagos for any disputes not subject to arbitration.

(Adjust jurisdiction and governing law to your company's legal preference.)